In short
UK firms can re-enter the EU by obtaining their own EU authorisation, establishing a branch, operating through an authorised partner or agent, or acquiring a licensed entity. The right choice depends on your operating model, required substance and long-term ambition, not simply the fastest option.
Passporting no longer applies
A UK authorisation no longer provides EEA access. Firms need an EU footing to serve EU clients on a regulated basis.
Four practical routes
Own authorisation for control and passporting; branch where appropriate; authorised partner or agent to test the market; acquisition to compress time.
Each has different substance, capital and timeline implications.
Choosing well
Start from the operating model and target clients, then select the route that is defensible and operationally realistic.
Related regime guide: Payments & E-money
Official regulatory sources
Verified external references. Always confirm against the current official text.
RenIQ provides regulatory strategy and programme delivery. It is not a law firm and this content is illustrative guidance, not legal advice. Regime details are summaries that may change, so always verify against current rules and official sources, and take formal advice before acting.